As of October 1, 2005, the
current DHS Health Care Assistance Program for Family Child Care Home
providers is ENDING and will be replaced by a program called the
Child Care Provider Rite Care [CCPRC] Program.
-
In order to qualify for
the CCPRC program, providers must complete a DHS MARC-1 application
for RIte Care/RIte Share. As part of this application the family’s
gross countable income must be verified and will be considered in
determining eligibility and family cost sharing. Providers must
report all of the income they receive for child care services (not
just what they receive as reimbursements from DHS) as well as income
from any other employment, income of their spouse and any other
countable income in their household.
-
If the provider and/or
their dependent children are found eligible for RIte Care/RIte
Share, they will be enrolled in that program and be subject to all
RIte Care/RIte Share program terms, conditions, limitations,
restrictions, cost sharing and dental benefit provisions.
-
If the provider does
not qualify for RIte Care/RIte Share, they may qualify for the CCPRC
program. In order to qualify for the CCPRC program a provider must:
-
Receive at least
$7,800 in reimbursements from DHS for child care services
delivered to CCAP eligible children in the six months just
before they submit an application for health care assistance;
and
-
Have countable
family income under 350% of the federal poverty level (FPL)
-
Providers participating
in the CCPRC program with countable family income between 150% FPL
and 350% FPL will have to pay a monthly cost sharing premium.
Only those providers who
are currently certified by the Department of Children, Youth and
Families and approved to participate in the DHS Child Care
Assistance Program (CCAP) may apply for the CCPRC Program.
All providers currently
participating in the Starting RIght Health Care Assistance Program for
CCAP Approved Family Child Care (FCC) Home Providers will be receiving a
packet of information, including a DHS MARC-1 application, during the
week beginning August 8, 2005. They should open the packet, read all
information carefully, and respond before September 16, 2005.
Providers who want to apply
for health care assistance through DHS after October 1, 2005 should call
(401) 462-5300 for a MARC-1 application packet.
|
Monthly Cost
Sharing Premiums in RIte Care/RIte Share & CCPRC |
|
Income level % FPL |
Gross annual income family size 3* |
Monthly Family Premium |
Who is eligible? |
| < 100% - 150% FPL |
Up to $24,135 |
$0 |
Provider, spouse & children eligible for RIte
Care/RIte Share |
| > 150% - 185% FPL |
Up to $29,767 |
$61 |
Provider, spouse & children eligible for RIte
Care/RIte Share |
| > 185% - 200% FPL |
Up to $32,180 |
$77 |
Provider’s children eligible for RIte Care/RIte
Share
Provider eligible for CCPRC (Spouse NOT eligible) |
| > 200% - 250% FPL |
Up to $40,225 |
$92 |
Provider’s children eligible for RIte Care/RIte
Share
Provider eligible for CCPRC (Spouse NOT eligible) |
| > 250% - 350% FPL |
Up to $56,315 |
$130 |
Provider & children eligible for FCCPRC
(Spouse NOT eligible) |
*Gross family income for purposes of RIte Care/RIte Share and CCPRC
includes all income coming into the household for: the
provider/applicant; their spouse; all dependent children of the
provider/applicant; and any parents of provider/applicant’s dependent
children living in the same household.
FCC providers must report and verify all income they receive for child
care services including reimbursements from DHS, co-payments from DHS
CCAP assisted families and payments from private pay families.
FCC Home providers are considered to be self-employed and are allowed to
deduct standard business expenses of $32 per child per week from their
gross earnings in determining child care income. Providers who wish to
deduct expenses above $32 per child per week will need to verify all
business expenses as part of the application process.
These changes to health care insurance available to CCAP approved Family
Child Care providers through DHS were passed as part of the 2005
legislative session. These changes affect all FCC providers who are
currently participating in that program and all FCC providers who may be
interested in applying for assistance with health care in the future.
If you have questions about this information
call (401) 462-5300 (press 122)
